* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --navy: #0f1b33;
  --navy-2: #16375c;
  --blue: #0ea5e9;
  --blue-soft: #e8f6ff;
  --ink: #102033;
  --muted: #5f728a;
  --line: #dce8f4;
  --card: #ffffff;
  --page: #f5f8fc;
  --green: #16a34a;
  --gold: #f5a524;
  --red: #dc2626;
}

html {
  -webkit-text-size-adjust: 100%;
}

body {
  min-height: 100vh;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  background:
    radial-gradient(circle at top left, rgba(14, 165, 233, 0.13), transparent 30%),
    linear-gradient(180deg, #ffffff 0%, var(--page) 44%, #edf5fb 100%);
  color: var(--ink);
  line-height: 1.65;
}

a {
  color: #0578b8;
  text-decoration: none;
  font-weight: 700;
}

a:hover {
  text-decoration: underline;
}

.shell {
  width: min(1040px, calc(100% - 32px));
  margin: 0 auto;
  padding: 28px 0 72px;
}

.topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 26px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--navy);
}

.brand img {
  width: 46px;
  height: 46px;
  border-radius: 13px;
  box-shadow: 0 10px 24px rgba(15, 27, 51, 0.12);
}

.brand strong {
  display: block;
  font-size: 17px;
  line-height: 1.1;
  letter-spacing: 0.01em;
}

.brand span {
  display: block;
  margin-top: 2px;
  font-size: 12px;
  color: var(--muted);
  font-weight: 800;
}

.nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 8px;
}

.nav a {
  border: 1px solid rgba(14, 165, 233, 0.22);
  border-radius: 999px;
  padding: 8px 12px;
  background: rgba(255, 255, 255, 0.74);
  color: var(--navy-2);
  font-size: 13px;
  box-shadow: 0 8px 24px rgba(15, 27, 51, 0.05);
}

.hero {
  position: relative;
  overflow: hidden;
  border-radius: 28px;
  padding: 34px;
  margin-bottom: 20px;
  background: linear-gradient(135deg, var(--navy) 0%, #143b60 57%, #0d8cc7 100%);
  color: white;
  box-shadow: 0 22px 70px rgba(15, 27, 51, 0.18);
}

.hero:after {
  content: "";
  position: absolute;
  inset: auto -90px -130px auto;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.14);
}

.hero .kicker {
  position: relative;
  z-index: 1;
  margin-bottom: 10px;
  color: #bfeeff;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.hero h1 {
  position: relative;
  z-index: 1;
  max-width: 780px;
  font-size: clamp(32px, 5vw, 54px);
  line-height: 1.02;
  letter-spacing: -0.03em;
}

.hero p {
  position: relative;
  z-index: 1;
  max-width: 720px;
  margin-top: 16px;
  color: rgba(255, 255, 255, 0.82);
  font-size: 17px;
}

.meta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 999px;
  padding: 8px 12px;
  background: rgba(255, 255, 255, 0.1);
  color: white;
  font-size: 13px;
  font-weight: 800;
}

.grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 18px;
}

.grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.card {
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 26px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 14px 44px rgba(15, 27, 51, 0.07);
}

.card h2 {
  margin-bottom: 12px;
  color: var(--navy);
  font-size: 21px;
  line-height: 1.2;
}

.card h3 {
  margin: 22px 0 8px;
  color: var(--navy);
  font-size: 16px;
}

.card p,
.card li {
  color: var(--muted);
  font-size: 15px;
}

.card p + p {
  margin-top: 12px;
}

.card ul {
  margin: 10px 0 0 20px;
}

.card li {
  margin-bottom: 7px;
}

.notice {
  border-left: 4px solid var(--blue);
  padding: 14px 16px;
  border-radius: 14px;
  background: var(--blue-soft);
  color: var(--navy-2);
  font-size: 14px;
  font-weight: 700;
}

.contact-panel {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 16px;
}

.contact-item {
  min-height: 128px;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px;
  background: linear-gradient(180deg, #ffffff 0%, #f3faff 100%);
}

.icon-mark {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  margin-bottom: 12px;
  border-radius: 12px;
  background: #eef8ff;
  color: var(--blue);
}

.icon-mark svg {
  width: 21px;
  height: 21px;
}

.label {
  color: var(--muted);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.value {
  margin-top: 3px;
  color: var(--navy);
  font-size: 15px;
  font-weight: 900;
  word-break: break-word;
}

.faq-list {
  display: grid;
  gap: 12px;
}

details {
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fff;
  overflow: hidden;
}

summary {
  cursor: pointer;
  list-style: none;
  padding: 16px 18px;
  color: var(--navy);
  font-weight: 900;
}

summary::-webkit-details-marker {
  display: none;
}

details p {
  padding: 0 18px 18px;
}

.footer {
  margin-top: 24px;
  color: var(--muted);
  font-size: 13px;
  text-align: center;
}

@media (max-width: 760px) {
  .topbar {
    align-items: flex-start;
    flex-direction: column;
  }

  .nav {
    justify-content: flex-start;
  }

  .hero,
  .card {
    padding: 22px;
  }

  .grid.two,
  .contact-panel {
    grid-template-columns: 1fr;
  }
}